Promotion Offer

• Policy with designated premium payment period: Prepaying full premium to enjoy guaranteed interest rate up to 5% p.a.

• Enjoy Premium Discount Offer according to the premium payment period and premium amount

Download Promotion Leaflet
The offer is subject to terms and conditions.

Key Product Features

• Guaranteed Cash Value brings you stable returns.

• Non-guaranteed Reversionary Bonus and Terminal Bonus can help you increase the long-term growth potential of your wealth.

• Face value of Reversionary Bonus is equal to its cash value, the amount will be guaranteed once declared.

• Death Benefit will include an additional Accidental Death Benefit (if applicable).

• Death Benefit can be paid to the beneficiary in a lump sum and/or by installment to suit the specific needs of the beneficiary.

• Policy options such as Currency Conversion, Bonus Lock-in, Regular Withdrawal Instruction, Premium Holiday (if applicable) and Ready-for-You Cash (i.e. policy loan) can cater to your financial needs at different stages of life.

• Precise control over wealth transfer through Change of Insured, Policy Split, Policy Succession, Contingent Owner1 and Interim Policy Owner1.

• Policy Succession Booster2 is available to empower every generation with added value.


1 Contingent Owner and Interim Policy Owner are policy administration arrangement and are not product features. Please refer to the relevant form for their detailed requirements and conditions.

2 Policy Succession Booster is first-in-market. As of April 2026, the Company is the first life insurance company to offer “Policy Succession Booster”, as compared with similar insurance products of major life insurance companies in Hong Kong.


The above key product features are for reference only. For detailed terms and conditions, exclusions and key product risks of this product, please refer to the relevant product brochure and policy provisions.


This product is underwritten by CPIC Life (HK). The product brochure is intended to be distributed in Hong Kong only and the information on this webpage shall not be construed as an offer to sell or solicitation to buy or provision of any of our products outside Hong Kong.

Product Summary

Premium Payment Period & Issue Age:

Single Premium: 15 Days – Age 80; 2 Years: 15 Days – Age 80; 5 Years: 15 Days – Age 75; 10 Years: 15 Days – Age 70

Benefit Term:

Up to age 130 of the insured

Policy Currency:

USD