The above key product features are for reference only. For detailed terms and conditions, exclusions and key product risks of this product, please refer to the relevant product brochure and policy provisions.

This product is underwritten by CPIC Life (HK). The product brochure is intended to be distributed in Hong Kong only and the information on this webpage shall not be construed as an offer to sell or solicitation to buy or provision of any of our products outside Hong Kong.

This plan is a QDAP that has been certified by Insurance Authority(“IA”). As of Feb 2026, the aggregate annual tax-deductible limit for the qualifying deferred annuity Premiums and MPF voluntary contribution is HKD 60,000, and the Policy Owner (as taxpayer) may claim deductions under salaries tax and personal assessment.

Please note that the QDAP status of this product does not necessarily mean that you are eligible for tax deduction available for QDAP Premiums paid. This product’s QDAP status is based on the features of the product as well as certification by the IA and not the facts of your own situation. You must also meet all the eligibility requirements set out under the Inland Revenue Ordinance and any guidance issued by the Inland Revenue Department of HKSAR before you can claim these tax deductions. For those issue age over sixty-five (65), please pay special attention on whether tax deductible is applicable under your own situation particularly at the retirement stage. Any general tax information provided is for your reference only, and please do not make any tax-related decisions based on such information alone. We recommend you consult with a professional tax advisor if you have any doubts. Please note that the tax law, regulations or interpretations are subject to change and may affect related tax benefits including the eligibility criteria for tax deduction. CPIC Life (HK) does not take any responsibility to inform you about any changes in the laws and regulations or interpretations, and how they may affect you. Further information on tax concessions applicable to QDAP may be found at the website of IA www.ia.org.hk.